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Rainy Day

Long-term disability

Long-term disability insurance protects your employees in the event of an extended illness or injury by providing income replacement. While it may not be the most top-of-mind benefit for employees initially, its value becomes incredibly evident if an unforeseen circumstance occurs. Having this coverage available can help foster team unity, corporate loyalty, and ensures employee happiness and security

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How we bring value to your plan

01

Price

We understand that price is often the first consideration when evaluating a plan. We view price as just one aspect of the overall value of a plan. In addition to ensuring competitive pricing for your plan, we will guide you through the factors influencing the rates quoted by various carriers.

03

Communication

We recognize the critical role of effective communication in the success of a benefit plan. Our team is dedicated to assisting your administration in conveying the plan with a customized approach that resonates with your organization's style and ethos. From presentations and small group sessions, we ensure clear and engaging communication channels that empower your team to understand and embrace the benefits offered.  

02

Plan Design

Navigating long-term disability can be intricate, but our expert team specializes in crafting tailored plans that align with your organization's needs and member preferences. We leverage industry data and insights to guide your resource allocation effectively, ensuring optimal coverage for your organization. 

04

Administration

We understand the importance of a streamlined benefit plan that minimizes administrative burden, ensures quick service delivery, and offers flexibility while safeguarding against liability. Our commitment is to guide your organization comprehensively through every step of the process, ensuring efficiency and peace of mind. 

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